Guide

Understanding Fire Risk Assessments

A detailed guide to fire risk assessments under UK legislation — what they are, the legal duty to carry them out, the standards used, what is assessed, and when to review.

A fire risk assessment is a systematic evaluation of a premises to identify fire hazards, assess the risk to people, and determine the fire safety measures needed to keep occupants safe. It is a legal requirement for virtually all non-domestic premises and the common areas of multi-occupied residential buildings under the Regulatory Reform (Fire Safety) Order 2005. This guide explains what a fire risk assessment involves, the standards used, and what to expect — for information only.

What Is a Fire Risk Assessment?

A fire risk assessment is the foundation of fire safety management. It identifies the fire hazards present, the people at risk, and the measures needed to remove, reduce or protect from that risk. The assessment must be carried out by a competent person and must be reviewed regularly.

Identify Hazards

Sources of ignition, fuel and oxygen that could cause a fire or allow it to spread.

Protect People

Assess who is at risk and put measures in place to protect occupants and relevant persons.

Record & Plan

Document findings, create an emergency plan, and train staff. Keep records available for inspection.

Why Are Fire Risk Assessments Required?

Legal Requirement

Under the Regulatory Reform (Fire Safety) Order 2005, every workplace must have a fire risk assessment carried out by a 'competent person.' For commercial premises with more than 5 employees, a written record must be kept.

Insurance Requirements

Many insurance companies require a fire risk assessment as a condition of coverage. A current assessment can help keep premiums reasonable.

Life Safety

Most importantly, an assessment helps protect lives by identifying dangers and ensuring safe evacuation procedures are in place.

Premises That Require an Assessment

Fire risk assessments are required across all property types — from small commercial units to large multi-occupied residential buildings. Below are the most common premises types covered by the legislation.

OfficesRetail UnitsWarehousesIndustrial PremisesHotels & B&BsRestaurants & CafésPubs & BarsTakeawaysSchools & CollegesHealthcare FacilitiesCare HomesHouses in Multiple Occupation (HMOs)Blocks of FlatsHoliday Lets & AirbnbsSupported LivingSheltered HousingPlaces of WorshipVillage Halls & Community CentresSports & Leisure FacilitiesGarages & WorkshopsResearch Centres

UK Fire Safety Legislation

All businesses and landlords have a legal duty to carry out and maintain a fire risk assessment. The key pieces of legislation that apply are:

Regulatory Reform (Fire Safety) Order 2005

The primary UK fire safety legislation. Places a legal duty on the "responsible person" to carry out and maintain a fire risk assessment for all non-domestic premises and the common areas of multi-occupied residential buildings.

Fire Safety Act 2021

Extended the scope of the Regulatory Reform (Fire Safety) Order 2005 to include the structure, external walls and flat entrance doors of multi-occupied residential buildings. Clarified that these must be considered within the fire risk assessment.

Building Safety Act 2022

Introduced enhanced regulations for higher-risk residential buildings (18m+ or 7+ storeys). Mandatory registration, safety case reports, resident engagement and a new duty holder regime for building safety.

The Five Steps of a Fire Risk Assessment

The methodology recommended by the Home Office and fire safety guidance follows five clear steps. Each step builds on the last to produce a complete assessment and action plan.

1

Identify fire hazards

Sources of ignition, fuel and oxygen. Look for electrical equipment, smoking areas, cooking, heating, arson risk, and stored flammable materials.

2

Identify people at risk

Employees, visitors, contractors, sleeping occupants, vulnerable people, and anyone unfamiliar with the premises. Consider those with mobility, sensory or cognitive impairments.

3

Evaluate, remove, reduce and protect from risk

Assess the hazards and the people at risk. Remove hazards where possible, reduce those that remain, and apply fire safety measures proportionate to the risk.

4

Record, plan, inform, instruct and train

Document your findings and the measures taken. Create an emergency plan. Communicate fire safety information to staff and relevant persons. Provide training.

5

Review and update

Reassess regularly — at least annually — and after any significant change to the building, its use, or the people within it. Keep the assessment up to date.

PAS 79-1:2020 Commercial Framework

What should be Included in a Commercial PAS 79-1:2020 Fire Risk Assessment

PAS 79-1:2020 is the widely used methodology for fire risk assessments in non-domestic (commercial) premises. A full PAS 79-1 assessment systematically reviews the following 16 sections to ensure the premises is compliant and occupants are protected.

1

The Premises

2

Occupancy

3

Fire Loss Experience

4

Other Relevant Information

5

Relevant Fire Safety Legislation

6

Fire Hazards and Ignition Sources

7

Means of Escape & Compartmentation

8

Fire Alarm System

9

Emergency Lighting

10

Signs and Notices

11

Fixed Installations and Firefighting Equipment

12

Management of Fire Safety and Training Arrangements

13

Access and Firefighter Safety

14

Fire Risk Rating Summary

15

Recommended Action Summary

16

Audit Photographs

BS 9792:2025 Framework

Sections Covered in a BS 9792:2025 Assessment

BS 9792:2025 is the British Standard for fire risk assessments in residential premises — HMOs, blocks of flats, care homes, supported living and similar. Every residential assessment follows the full framework below, grouped into seven sections that are systematically reviewed to ensure the premises is fully compliant and occupants are protected.

17 items

Premises Information Recorded

Responsible Person Having Control of the Premises
Date of Previous Fire Risk Assessment
Suggested Date for Review
Purpose and Scope of the Assessment
Relevant Guidance Used in This Assessment
Type and Use of the Premises
Floor Sizes
Number of Dwellings
Number of Floors at Ground Level and Above
Number of Floors Entirely Below Ground Level
Floors on Which Car Parking Is Provided
Height of Building (in metres)
Approximate Floor Area (m²)
Approximate Gross Area (m²)
Number of Lifts Serving Upper or Basement Floors
Internal Layout of the Premises and Their Escape Routes
Other Matters That Could Have an Impact on Fire Risk
5 items

Occupants & Context

Occupants
Occupants at Special Risk from Fire
Fire Loss Experience
Other Relevant Information
Relevant Fire Safety Legislation
15 items

Elimination & Control of Fire Hazards

Malicious Ignition
Electrical Sources of Ignition
High Density Electrical Storage
Smoking
Cooking
Portable Heaters and Heating Installations
Lightning
Housekeeping
Waste Management
Battery Powered Mobility Scooters / E-Scooters and E-Bikes
Electronic Motor Vehicles
UPS Systems and Energy Storage Systems
Furniture and Furnishings
Hazards Introduced by Outside Contractors and Building Works
Other Significant Fire Hazards
14 items

Fire Protection Measures

Means of Giving Warning in Case of Fire
Means of Escape
Fire Safety Signs and Notices
Emergency Escape Lighting
Manual Fire Extinguishing Appliances in Common Parts
Fire Extinguishers
Sprinkler Systems
Measures to Limit Fire Spread and Development
Relevant Automatic Fire Extinguishing Systems
Loadbearing Elements of Structure
Smoke Control
Fire Spread Over External Walls
Facilities for Firefighters
Other Relevant Fixed Systems and Equipment
9 items

Fire Safety Management

Assessment of Fire Safety Management
Procedures and Arrangements
Person-Centred Fire Risk Assessments
Arrangements for Summoning the Fire and Rescue Service
Staff Who Respond
Liaison with Fire and Rescue Service
Routine Inspections of the Premises
Monitoring and Review of Preventive and Protective Measures
Cooperation and Coordination
8 items

Training, Records & Maintenance

Training of Staff
Drills
Engagement with Residents
Information to Third Parties
Records
Maintenance of the Premises
False Alarms
Documents or Records Referred to Elsewhere
2 items

Assessment Summary

Fire Risk Rating Summary
Corrective Actions

What to Expect in Recommendations

The assessment report will typically include recommendations in three priority categories:

Priority 1 (Urgent)

Critical safety issues that should be addressed immediately, often within weeks. These pose significant risk.

Priority 2 (Important)

Significant improvements that should be made, typically within 3-6 months. These enhance safety substantially.

Priority 3 (Ongoing)

Long-term improvements and maintenance recommendations that can be implemented over a year.

When Must You Review?

A fire risk assessment is a living document. The responsible person must review it regularly and whenever circumstances change. The following triggers require a review:

Annually as a minimum
After any significant building alteration or refurbishment
Change of use or occupancy type
After a fire or near-miss incident
Change of responsible person
After receiving an enforcement notice
Increase in the number of occupants or change in occupant profile
Introduction of new hazards or processes
Changes to the layout, compartmentation or escape routes

Competency of the Assessor

The Regulatory Reform (Fire Safety) Order 2005 requires the fire risk assessment to be carried out by a competent person. Competency is not defined by a single qualification but by a combination of knowledge, training, experience and understanding. A competent assessor should:

Understand fire behaviour and fire spread in buildings
Knowledge of the relevant fire safety legislation and guidance
Familiar with the principles of fire risk assessment methodology
Ability to identify fire hazards and assess the risk to relevant persons
Understanding of fire protection measures and building construction
Able to evaluate the adequacy of existing fire safety measures
Knowledge of how to record findings and produce an action plan
Aware of the limitations of their own competence and when to seek specialist advice

How to Prepare for Your Assessment

Before the Assessment

Gather documentation: building floor plans, maintenance records, emergency procedures, staff training logs
Ensure representative staff are available to meet the assessor
Provide access to all areas including locked doors, roof spaces, and storage areas
List any known fire hazards or concerns in advance
Allow sufficient time, assessments typically take 2-4 hours depending on building size

During the Assessment

Be present to answer questions and provide context
Highlight areas of concern or recent changes
Discuss any vulnerable occupants or special circumstances
Take notes and ask clarifying questions

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